Tap-to-Authenticate: A Smarter Way to Secure Cardholder Actions.
July 25, 2025
By letting users tap their physical card on their phone, Tap-to-Authenticate turns the card itself into a secure, trusted authenticator. Keyno enables this across multiple use cases: new card activation, 3DS step-ups, and call cernter verification. It’s fast, familiar, and highly secure.
The idea is simple but powerful: your cardholders already have a secure, chip-enabled card in hand—so why not use it to authenticate key actions?
With Tap-to-Authenticate, Keyno enables cardholders to verify their identity or approve sensitive actions by simply tapping their physical card to their smartphone. No passwords, no codes—just one familiar tap.
This capability unlocks multiple high-impact use cases:
· New Card Activation: Cardholders can instantly activate a new card by tapping it on their phone, eliminating the need for call centers or online portals.
· Call Center Verification: During service calls, tapping the card to the phone can securely verify identity, reducing fraud and handling time.
· 3DS Transaction Confirmation: When a transaction requires step-up authentication, tapping the card offers a smooth and secure approval process.
These flows not only enhance security but also reduce user friction and operational costs. The service can be delivered via Keyno’s SDK or as a standalone solution—making it easy to integrate into your digital roadmap.
Want to learn more? Contact us .
