Modernize your digital card program  with Keyno

Modernize faster with network-integrated solutions, activation in as little as 90 days.

Built-in protection, no added friction
Works seamlessly with mobile wallets
Enable features on your timeline
Compatible with recurring payments

Proven Products That Work

95%
Reduction in fraud
Worldwide
Available globally and growing
Seamless
Fast, seamless deployment designed to get you live quickly

Increase Cardholder Satisfaction

16%
increase in YoY cardholder spend
96%
cardholder satisfaction rate
85%
improvement in approval rates

Available globally and growing

One platform. Multiple ways to modernize your card program.

Keyno brings together digital-first card capabilities that strengthen protection and improve the cardholder experience, without adding friction.

CVVkey®

Dynamic CVV codes that change throughout the day for unmatched security, accessible via Keyno CVVkey® or your branded banking app.

Transactions & Card Controls

Give your cardholders control over card usage with customizable settings that manage spending limits and transactions in one place.

3DS-Biometric Security

Enhance the security of 3DS transactions with seamless biometric verification, providing an additional layer of fraud protection.

Digital Card Display

Keyno’s Digital Card Display with dCVV2 delivers secure full PAN access, dynamic CVV2 protection, and instant card issuance. Cardholders can securely view complete card credentials, provision digital tokens, and manage Click-to-Pay preferences.

Tap-to-Everything

One-tap authentication for high-trust actions: activate cards, confirm payments, verify identity, and redeem rewards—using contactless-grade security.

Click-to-Pay (Card Issuer)

Click-to-Pay allows cardholders to quickly and safely transact at participating merchant sites without manually entering card details. Keyno provides issuers with comprehensive Click-to-Pay lifecycle management, automated enrollment and bulk update capabilities.

Extend your card experience with built-in confidence

Complement CVVkey™ with a suite of digital tools that deliver end-to-end protection and deepen customer engagement.

Keyno is available as a standalone app or can be embedded into your banking app via SDK, iFrame, or API.

How CVVkey™ Strengthens Cardholder Security

Remove the printed CVV2 from the card and use a rotating digital CVVkey code instead.

CVVkey™ replaces the traditional static CVV2 with a dynamic security code that cardholders access on demand—through your banking app, website, the CVVkey™ app, or on demand.

Step 1: Purchase initiated by customer

Keyno works automatically the moment card details are used, keeping online and phone purchases protected without interrupting the experience.

Step 2: Customer accesses dynamic CVV

Cardholders access an automatically refreshed security code for each transaction through the Keyno app, a white-label experience, or directly within their banking app.

Step 3: Transaction completed securely

Using a security code that updates automatically reduces risk at the moment of purchase, helping transactions stay smooth, secure, and uninterrupted.

Transaction Controls

Give cardholders instant peace of mind with Keyno Transaction Controls.

Let customers control how, where, and when their cards are used. With easy-to-set spending limits, merchant-category blocks, and real-time activity monitoring, Keyno helps people manage spending and feel confident about every transaction.

3DS Biometrics Protection

More 3DS approvals, lower fraud.

Elinimate SMS OTPs and speed up 3S approvals with on-device biometrics - secure, seamless and trusted by cardholders.

Click-to-Pay lifecycle management

Make checkout effortless for your cardholders.
Click-to-Pay: Frictionless & Secure Online Checkout

Click-to-Pay makes online payments effortless by eliminating manual card entry at participating merchants.

Combined with Dynamic CVV2, issuers deliver a smarter, more secure, and frictionless checkout experience. Keyno enables full Click-to-Pay lifecycle management with automated enrollment and bulk updates.

Dynamic Codes & 3DS Biometrics in Action

Dynamic codes and 3DS Biometrics in one package. Deploy to your card holders in no time.

Merchant Protection

Enhanced protection for merchants.

Keyno helps safeguard your business by protecting merchants from fraud and restoring trust between buyers and sellers.

By removing the headache and cost of fraud, Keyno helps you reduce expenses, rebuild trust, and minimize its financial impact on your business.

Dynamic CVV2 is only the beginning

Keyno provides a full digital-card experience that keeps cardholders confident and connected, protecting revenue, reducing friction, and turning security into a competitive advantage.

Have questions about how Keyno works? Email us and we'll get back to you with the answers.

KEYNO® and CVVKey® are registered U.S. trademarks belonging to Keyno Inc.

info@keyno.io
Social
LinkedIn Icon
LinkedIn Icon
LinkedIn Icon
On the List CertificationPCI DSS Certification