New Visa data confirms best-in-class fraud performance for dynamic CVV
May 1, 2026
Issuers using Keyno’s CVVkey™ are achieving dramatically lower card-not-present fraud rates than static CVV2—reducing fraud from 17.06 basis points to 0.57 basis points, a 30x improvement. The results show that dynamic CVV2 is a proven, scalable tool for issuers looking to strengthen security and improve portfolio performance.
New aggregate data from Visa shows that Keyno’s CVVkey™ dynamic CVV technology is delivering exceptional fraud reduction across a growing base of issuers. Based on global issuers and hundreds of millions in transaction volume, issuers using Keyno’s CVVkey™ recorded an average fraud rate of just 0.57 basis points, compared with 17.0 basis points for static CVV2.
For card issuers, that translates to a 30x reduction in card-not-present fraud and a clear step change in payment security.
Just as important, the results were achieved across multiple issuers, regions, and portfolio types—showing that dynamic CVV2 can perform consistently at scale, in diverse environments.
The business value goes beyond fraud loss reduction. Lower fraud also means fewer chargebacks, less manual review, lower operational costs, and stronger customer confidence. Issuers can improve digital payment performance while maintaining a smooth customer experience.
As fraud tactics continue to evolve, especially with AI, static credentials are becoming less effective.
Keyno’s CVVkey™ gives issuers a proven, scalable way to modernize card security and set a higher standard for fraud prevention.
Contact Keyno for more information: info@keyno.io
